Everyone experiences difficult times in life; if you’re struggling under the weight of unmanageable debt, you may feel as if there are few solutions and even fewer people on your side. Our goal is to help you have a clear understanding of your situation, as well as all the options that are available to you, so that you’re able to choose the course of action that’s the best for your situation. We offer a free initial consultation, a free case evaluation and flat-rate fees for our services.

Most bankruptcies are filed quickly and easily once it’s been established that a person has no reasonable means by which to satisfy his debts. The purpose of filing a petition with the court is to have the court appoint a trustee, who will then manage your estate, take a look at your assets and income, and negotiate a settlement with your creditors. While the process may require years on a strict payment plan, as with Chapter 13, or the liquidation of your assets with Chapter 7, a skilled attorney will help you negotiate the process so it is less painful and allows you to keep possession of your home or business.

Don’t leave your New Orleans bankruptcy case up to chance. When you trust the experienced and knowledgeable legal team at the office of John C. Menszer, LLC, you have a comprehensive understanding of the law working in your corner. Call today for a free consultation and learn more about your options. Bankruptcy is more than your last resort in a difficult situation; it’s a second chance at a brighter future.

Learn about the repercussions of filing for bankruptcy with All About Bankruptcy Debts and Tax Refunds.

Most of the information contained here is about bankruptcy—what it is, what kinds of Bankruptcy remedies may be available for you, and the advantages and disadvantages of filing Bankruptcy. This is because bankruptcy is a major area of my law practice. It is important to note that any discussion here pertains only to Louisiana. Although the bankruptcy Code is a federal law and therefore is applicable nationwide, state law relates significantly.

As you may know, in October 2005 the bankruptcy laws changed considerably. These changes affect both Chapter 7 and Chapter 13 cases. The new law imposes additional duties on both debtors and their attorneys. The changes are discussed in this website; however, it is not possible to fully discuss all of these changes here. Please call me with any questions that you might have that are not addressed here.