Tag Archive for: bankruptcy law

Should I file a Chapter 7 or a Chapter 13 bankruptcy?

In the Eastern District of Louisiana, half of the cases filed are Chapter 7s and half are Chapter 13s. Whether you file a Chapter 7 or a Chapter 13 case will depend on your goals for the bankruptcy and whether the law allows you to file a Chapter 7. Under the Bankruptcy Reform Act of […]

Do I need an attorney to file bankruptcy? Can I do it myself?

The short answer is you don’t absolutely need an attorney: There are forms for filing bankruptcy on the internet. You can file your own bankruptcy case with the clerk’s office. You can legally represent yourself at meeting and hearings. But you shouldn’t file without an attorney. Why? Because almost everyone who files their own bankruptcy […]

Luxury items you cannot afford to keep. Can filing bankruptcy help?

We can’t afford to keep our RV, our third car and our condo.  How can filing bankruptcy help us? When times are good it is a common to load up on debts that later becomes unaffordable and then paying for the  luxury items may imperil a person’s ability to afford necessities.  The good news is […]

I’m self-employed and want to file bankruptcy. What do I need to know?

Whether you file a Chapter 7 or a Chapter 13 bankruptcy you will be required to produce your “payment advices” for the six month period prior to the month you file your bankruptcy. Payment advices is the bankruptcy court’s term of art for documents that show your income. For those who receive a paycheck it […]


CALL ME, YOUR CALL GOES DIRECTLY TO MY CELL PHONE.. John C. Menszer If you need help with local New Orleans bankruptcy filing, a visit to the office of John C. Menszer, LLC is all it takes to get your life back on track. Everyone experiences difficult times in life; if you’re struggling under the […]