John C Menszer, LLC’s John Menszer is a bankruptcy lawyer in New Orleans, LA. He has been helping area residents get themselves out of debt since 1995, and his office has handled thousands of Chapter 7 and Chapter 13 cases during that time. In this series of articles, Menszer explains the repercussions of filing for bankruptcy.

How Bankruptcy Can Affect Your Tax Refund

In most cases, debtors who recently filed for bankruptcy will still receive their tax refunds from the IRS. Although there are certain scenarios where a refund may be included in a debt repayment plan, the reality is that the additional funds will help a debtor get toward the end of the plan in less time, which is always a good thing.

Why Filing Fees are Higher for Chapter 7 vs. Chapter 13

Filing fees are generally higher for people going through a Chapter 13 case than a Chapter 7 because the amount of paperwork involved in a Chapter 13 is much more substantial. Chapter 13 cases generally take longer as well.

How to Handle Debts to Family in Bankruptcy

People who owe family members money for small loans taken out in the years prior to filing for bankruptcy need to include those debts in their paperwork. If they fail to include those debts, there is a risk of the bankruptcy not going through or additional paperwork having to be filed at the last minute.

 What People Are Saying About John Menszer:

 “Attorney John C. Menszer made the painful task of filing bankruptcy easy and mind soothing. Attorney John Menszer is very dedicated and hard working, and with his help I was able to get my finances back in order. He will make sure that his clients are treated fairly, and understands the bankruptcy process completely. He makes himself available for his clients, he is very easy to communicate with, and gets the job done efficiently. I would highly recommend him to anyone who is thinking about filing bankruptcy. MENSZER FOR PRESIDENT!!” -Nolalove